I run an Imperial Cutter with maximum cargo capacity, so no shields. I've compensated with Reactive Armour, so my rebuy is just over 40,000,000 credits. Screenshot to follow.
No shields? You're braver / ______ than me! With the armors the way they are in 2.1, I'm not sure that's much of a compensation. My Cutter's rebuy is only ~ 29 million with the 6A shields and regular armor. 728 tons of haulage is fine with me even 704 some times when I need a scoop.