Where do the credits go?

When I use my carrier to rearm, refuel, or repair, where do the credits go? Has anyone followed the "money"?
 
Material costs for the physical items required for those things would be my guess.

So basically the carrier purchasing department would be dealing with all of this from a separate budget sheet since it would be a case of resources coming in versus resources used with no net profit for you unless you add your own mark up.

The admin of this all paid for out of your weekly upkeep for each of those carrier modules.
 
In Inara:
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