I work, I have a family, I find the time to play, maybe a couple hours a day, if that I think it's fine as it is. I've made 59k Cr since the start of Gamma, and I'm happy about it.
FD will not provide a method of pay-to-win. I don't understand why people keep asking, David Braben has said it'd often enough in interviews, at conventions, and on the forums.
The great thing about ED is, It's very well geared to the casual player, no levels to worry about, all skills are personal of three player's ability. It's not a competition between players, it's competition against your own abilities and skills.
As for the Backer gifts, they're great. KS backers got some additional, great, but you can't buy personal skills.
Even if your have a great ship, of your don't know how to use it's, our haven't developed the skills, or doesn't matter, you'll still get blown out of the stars.