ED: I luv it ... i hate it

scorp · Dec 21, 2014

Elite Dangerous truly is a gorgeous game to look at. It has lived up to all i 'imagined' as I played the original BBC Elite all those years ago and has also finally given me a game to replace Earth & Beyond from 10 years ago. This game has so much potential but is suffering from a few really annoying bugs or incomplete parts of the game.

The final straw for me in enjoying playing it came on Friday evening, I finally had a few hours to sit down and play the game properly instead of organising our guild and working on our elite website.

So I undock and fly out of the station to try out a tip i'd been given on the new ranking missions.
Just as I get to the slot, i lose focus on the ED window and hence control of the ship (this is an intermittent issue on my PC and not ED BTW, that I've yet to track down).

So my Python clips the edge of the slot and ... Boom.

Ok, no problem, not the first ship I've blown up. Ah well I think fair enough, I've lost the cargo and I'll have to stump up the insurance or get it topped off with the in game Loan mechanic.

Until i discover that the Loan's are capped at 200k. Well to be honest I really do not feel like restarting and working my way back up to earning another ~80 million credits and putting in countless hours to do so just because the Loan system has some arbitrary cap that is totally useless for anyone in but one of the basic ships.

And thus I've not bothered to login since.

nexxo · Dec 21, 2014

Don't fly it if you can't afford to insure it. Kind of like real life...

krysohmyz · Dec 21, 2014

The loan is there for the newbies in Eagles and Vipers. You should have known better.

Still. I DO feel sorry for you...

Ulysses_W · Dec 21, 2014

I can understand your frustration. Not knowing about the loan cap must have come as a shock.

But don't give up. Take a couple of days out for a breather, and then go back in and start a new career.

Rath · Dec 21, 2014

nexxo said:
Don't fly it if you can't afford to insure it. Kind of like real life...

Its people like you that make this game rubbish - the point is, the loan system is broken and flawed and is an end game breaker for a lot of folk.

I cant believe they've capped this loan at 200,000c?!

Even though in the Creditor section its calculated your loan and said you will get a 10% hit till its paid off to then tell you at the very bottom that you cant do it... It's like they don't expect anyone to fly the big ships yet.

maddragon151 · Dec 21, 2014

I have to absolutely agree on this and scorp has put it wuit well down. i has happended to me as well and i did go restart it all from scratch how ever. i do not intend doing this each time i loose a ship. the loan systems needs to be adjusted to match more eve online loan system as that was pratical perfect. it matched the ships value and took enough insurance needed to cover the ship and then u pay that insurrance so the ship is covered. Basically like a real life insurrance company. not like this we got now where it is capped it is pretty much useless and you not getting players to start over from scratch with all the effort they put in to get where they are.

so i recommend you reconsider the system and rebuild it.

and i pretty much stopped loggin in the game as well do the fact there is to many issues that just not making this game enjoyable.

Ulysses_W · Dec 21, 2014

Rath said:
Its people like you that make this game rubbish - the point is, the loan system is broken and flawed and is an end game breaker for a lot of folk.

I cant believe they've capped this loan at 200,000c?!

Even though in the Creditor section its calculated your loan and said you will get a 10% hit till its paid off to then tell you at the very bottom that you cant do it... It's like they don't expect anyone to fly the big ships yet.

The game is neither broken nor flawed. It's a design feature. Sheesh.

scorp · Dec 21, 2014

Actually nothing like real life.

In real life i pay my insurance up front. I dont go any buy a vehicle before i've got the money to pay for my insurance.
I dont use my vehicle, get involved in some mishap and then at that moment realise that I'm unable to pay the premium.

Also the reason i've been using the Python with no money (initially I had 20k, which was kindof

fun to try and build up a balance), was because I lost several million in Founders world while trying to work out why the advertised prices for ships were not what the game was actually trying to charge players. If that part of the game wasn't also bugged, i've had had around 6million cash after buying the Python.

Anyway the above is not really the point. I was trying to highlight the fact that someone at Elite thought that putting in a "Loan" system was a good idea to cover those players that didnt have the funds to pay insurance at time of a mishap (because you can't buy it up front). But the 'cap' they have put in, basically means the Loan system is useless for a % of the times that players would be in a position to want to use it.

ste · Dec 21, 2014

Rath said:
Its people like you that make this game rubbish - the point is, the loan system is broken and flawed and is an end game breaker for a lot of folk.

I cant believe they've capped this loan at 200,000c?!

Even though in the Creditor section its calculated your loan and said you will get a 10% hit till its paid off to then tell you at the very bottom that you cant do it... It's like they don't expect anyone to fly the big ships yet.

IMO Its people like you making the game rubbish.

Its only for new players as a help. Its a little safety net.

jgm · Dec 21, 2014

Rath said:
the loan system is broken and flawed and is an end game breaker for a lot of folk.

It isn't broken. It isn't flawed. There isn't an endgame. There is a limit, and you might debate if it's too low, but spewing rubbish like this is not particularly productive.

You know, at this stage this is the *only* way in which you can lose your ship. The *only* way in which you can lose your progress. And it's only relevant for those in an Asp or larger. If you get that far in to the game without knowing about some of the basics, well you're not really playing the game anyway you're just going through the motions.

Map Kernow · Dec 21, 2014

good luck all

just to wish everyone good luck in game. ( apparently to use these forums I gotta post twice or i'm a Bot lol

Jackboot · Dec 21, 2014

Rath said:
Its people like you that make this game rubbish - the point is, the loan system is broken and flawed and is an end game breaker for a lot of folk.

I cant believe they've capped this loan at 200,000c?!

Even though in the Creditor section its calculated your loan and said you will get a 10% hit till its paid off to then tell you at the very bottom that you cant do it... It's like they don't expect anyone to fly the big ships yet.

Its not broken at all. This is just another "the game is too hard" whine.
Nexxo is absolutely correct. If you can't afford to lose it, don't fly it.

And I don't blame them for not loaning you the money.

I wouldn't loan you money either.

Sugarat · Dec 21, 2014

Rath said:
Its people like you that make this game rubbish - the point is, the loan system is broken and flawed and is an end game breaker for a lot of folk.

I cant believe they've capped this loan at 200,000c?!

Even though in the Creditor section its calculated your loan and said you will get a 10% hit till its paid off to then tell you at the very bottom that you cant do it... It's like they don't expect anyone to fly the big ships yet.

To be fair if you hadn't lost out through your windows issue you wouldn't be in this position, blaming the game for your loss seems a bit extreme.

ianw · Dec 21, 2014

Perhaps there should be a warning in comms when your balance goes below the insurance threshold.

But honestly if you have a Python and less than 2 million at the very least as backup you've messed up somewhere.

Cruis.In · Dec 21, 2014

the loan cap seems awfully low. And how could you die in a armored shielded python just by toouching? I've hit the docks near at full speed and didn't lose all shields. In a viper.

KFBR392 · Dec 21, 2014

ste said:
IMO Its people like you making the game rubbish.

Its only for new players as a help. Its a little safety net.

I think we can all agree that informing people of the loan cap would have been the right thing to do.

Besides if we are going to drag in the "real world" consequences that people LOVE to bring up whenever someone meets misfortune they might try to at least be accurate. In the real world your loan limit is based on how much the bank (assuming a responsible bank that does have limits) believes you are able to pay back. Hence a person that has a massive income (you can tie that into the type of ship a person has and their earning potential) would qualify for a substantially larger loan. So realistically OP would have easily qualified for a loan in the real world to rebuy his assets because the bank would make a ton more money off of him if they did.

ianw · Dec 21, 2014

I actually bounced off the surround to the docking entrance the other day - head on and survived - they've definitely toned collisions down hugely.

Kitiara · Dec 21, 2014

I lost a 44 million credit Asp on the day before launch due to the rebuy costs being temporarially boosted upwards. I've managed to upgrade a cobra almost fully now since launch.

Taking a big hit does hurt, but you can come back from it

Aewarin Jameson · Dec 21, 2014

Rath said:
Its people like you that make this game rubbish - the point is, the loan system is broken and flawed and is an end game breaker for a lot of folk.

I cant believe they've capped this loan at 200,000c?!

Even though in the Creditor section its calculated your loan and said you will get a 10% hit till its paid off to then tell you at the very bottom that you cant do it... It's like they don't expect anyone to fly the big ships yet.

The loan system I thought was for newbies to help them back on their feet.

Unlucky though .. guess thats how the game separates the Elite.

c0m4ndo45 · Dec 21, 2014

I'd love to be able to buy insurance/pay the rebuy cost upfront (or have a warning that you can't afford the rebuy even with loan, or option to request loan from a friend or whatever)