This is my Christmas present from Frontier?!

To be fair to the OP for many newcomers the insurance method in ED is quite backwards.

In real life you pay for insurance up front - its how insurers make their money by assessing the risk, charging a fee, and in all probability not having to pay out ... In ED its the reserse : you are always covered by insurance but only pay the fee in the event of a claim.

Actually yes, I'd love to just have the insurance price included into the ship/component price when I buy them, at least as an option.
 
What i don't understand is that you get a 200,000cr loan to cover insurance costs and a Cobra's insurance usually doesn't go over that amount. So did you already use up your loan too? If so, you must have crashed another couple ships already and not too long ago. Otherwise you might have just overlooked that you were offered a loan.

Other than that i find a game design that lets players run into such open knives best case questionable. Pre-paid insurance would be a lot better.
 
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I set up a Hauler for a run with a load of rares I came across the other day, but forgot to put a fuel scoop on it. I was lining up on the pad where I was going to sell them all for a total of ~120K CR (bought the load for ~16K) and I ran out of fuel, completely bone dry, hovering above the pad with the landing noise going 'bing bing bing'. I had remembered to upgrade my life support though, so I got to sit there for ~10 minutes while I googled a solution to my predicament... alas, my LS ran out and I asploded. Not a Cobra loss, granted, but I hope my tale of woe is amusing and embarrassing enough to make a mere crash seem a little more jovial. On another note, I'm an EVE player from way back and kinda used to losing everything so you I do know where you're at.

Post : that hit the hammer on the nail +1 rep :D
 
After many hours of hard work, I finally managed to buy my Cobra Mk III. About ten minutes later, I bought a hefty cargo load of coffee in Woldridge Terminal and had only about 200 credits remaining.

I don't even have to read the rest of this post to know what happens and where you made your mistake...
 
It's still a better way to die than alt tabbing right before you exit supercruise to dock and sell all that lovely 80% of your total assets in cargo, only to tab back in time to hear your ships computer blaring out EJECT EJECT EJECT as you blindly canonballed into the side of a station.. oh boy the shame.
 
It's still a better way to die than alt tabbing right before you exit supercruise to dock and sell all that lovely 80% of your total assets in cargo, only to tab back in time to hear your ships computer blaring out EJECT EJECT EJECT as you blindly canonballed into the side of a station.. oh boy the shame.
Here you just need to invest into decent shields. I rammed the station in my Type 6 several time and didn't even have any hull damage :)
 
Here you just need to invest into decent shields. I rammed the station in my Type 6 several time and didn't even have any hull damage :)

I've never upgraded my shields before, hell I was even going to sell them for 16 more cargo space on my Cobra :D I also lost it again 20 minutes later when I didn't realize I was holding down upwards thrust leaving the station with the afterburner on (incredibly dumb). That was a bad day. A day that leaves me mortified at the mere sight of a station.
 
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