8.5m Cr ship loss - 30+ hours wasted - discuss!

[Portent]

I just lost all my progress hours of work because I bought a more expensive upgrade then I meant to, which put me under the re buy limit. Timed with my first and only death in countless hours of game play. Honestly whats the point of having a loan to re buy system if the max loan is less then the cost to re buy the ship alone, not even any of the items....

No other game has such harsh death penalties, especially as for the majority of people all of their assets are tied up in the ship....

So now I have a choice either stop playing or replay 30+ hours in order to get back to where I was...

oh and if all you can post is some reworked statement about not going below rebuy value don't waste your time! This is posted in the hope that if enough people comment on this topic maybe something will get done about it.

I feel your pain but as you understand it's totally your own fault. No Insurance and no backup stored ship to drop into.
.
On a more productive note they could maybe add a toggle switch in settings that prevents you spending below the insurance cost of your current ship (or ship and component) replacement. However, I think that a great number of the chancers will switch it off and still complain when they lose all their creds. Would be another level of protection tho.
.
I think the loan system has to have a limit or it would be pointless. Say you lose your python, a loan of 40 million plus credits just wouldnt be right.

 

[OillyRag]

oh and if all you can post is some reworked statement about not going below rebuy value don't waste your time! This is posted in the hope that if enough people comment on this topic maybe something will get done about it.

I dont think anything should be done about it. IMO it's a good mechanic.

I do feel for you, 30+ hrs is a lot of time to invest but you havent lost your various rank's and alliences, and at the end of the day is'nt this game about becoming elite rather than what ship you own or how much money you have.
So yes as harsh as it sounds you should dust of your sidewinder and get going, and whether you what this responce or not, if you dont carry the insurance premium then your taking a big risk .... this is Elite Dangerous after all.

 

[worldoflard]

OP - what was the goal you were playing towards? By the sounds of your post the 30+ hours was not played for fun, but as a grind towards something else. Were you aiming to get a particular ship, or number of kills? The phrase "wasted" implies that you were getting nothing out of just playing the game, which may be part of the problem.

I'm really trying to relax anytime I find myself just grinding - so always equip my ships for combat as well as exploration/trading, and therefore welcome interdictions during trading, or even do a bit of bounty hunting. I am careful with insurance (sorry) but if I found myself back in a sidey, it wouldn't be the end of the world, as I'm having fun at all stages of the process.

I hope this sounds positive (as intended) and not a "you're doing it wrong" post, as I hope you can get straight back into the game and enjoy yourself. That said, I don't think there is a problem with the insurance system - the only improvement I could think of is just making the buy back value a little more "in your face" - maybe even occasional warnings if your bank balance is dropping too low.

 

[FoxTwo]

I just lost all my progress hours of work because I bought a more expensive upgrade then I meant to, which put me under the re buy limit.

So.... why didn't you sell it back when you realised you made a mistake in buying it?

No, not a jibe... a genuine question. I always sell the module I purchased by mistake. I make no loss there.

Even with ships, if I buy the wrong one I sell it right back.. but with ships I do lose some CRs but not a lot.. a few thousand CRs at most...

 

[Ttocs]

I've lost all my progress 7 times ( 3 times without getting of a launch pad, , forgot to reactivate the thrusters of my ship , hahahaha on me ), that's the mechanic of the game you screw up you pay, hence the rebuy cost is stated , if you don't follow that, then it's usually the point when a mistake happens and you get punched in the stomach, no pain, no gain , no learning, no smarter thinking no chance of gaining those coveted Elite titles which should be earned through hard game mechanics . I think the nature of the current setup does not need changed, if anything some Elite NPC's need their abilities buffed to be considered such.

 

[superoc]

[

here's what happened to me tonight

Came in to land at Arouca Shipton Orbital and gained docking permissions was directed to pad 22 as soon as i entered the slot of the station i was given a pad loitering error so i reversed and cancelled the docking re applied and was denied permission also suffered an instant 500 cr fine for pad loitering (i was in no way over any pad let alone loitering)

then immediately the station opened fire and destroyed my clipper and 78 rares i had spent all night running around and collecting.

re buy was 22 odd million credits but that has wiped out a whole evenings (approx 6 hours) travelling and cargo collecting.

I don't at all mind dying through pilot error but think that this must have been a bug.

Are you sure it was loitering, and not trespassing? If you were not completely clear of the station when you cancelled your docking request, you were trespassing.

Had the same bug happening to me last night, got docking permission... couldn't land on my pad... almost cancelled on the spot to reask a permission.... but I told myself: "wait... if I cancel.. I get a fine... get destroyed... so i better get out of the station to cancel first!!!

 

[Crook]

I think there should be a warning on launch if you're under your insurance limit, so you can decide otherwise and sell a module or two.

That's about all that is needed.

 

[khaitom]

I just lost all my progress hours of work because I bought a more expensive upgrade then I meant to, which put me under the re buy limit. Timed with my first and only death in countless hours of game play. Honestly whats the point of having a loan to re buy system if the max loan is less then the cost to re buy the ship alone, not even any of the items....

No other game has such harsh death penalties, especially as for the majority of people all of their assets are tied up in the ship....

So now I have a choice either stop playing or replay 30+ hours in order to get back to where I was...

oh and if all you can post is some reworked statement about not going below rebuy value don't waste your time! This is posted in the hope that if enough people comment on this topic maybe something will get done about it.

The loans are there to help new players in cheaper ships. By the time you're in a 8.5MCr ship you should know better.

- - - - - Additional Content Posted / Auto Merge - - - - -

I think there should be a warning on launch if you're under your insurance limit, so you can decide otherwise and sell a module or two.

That's about all that is needed.

There is a warning. It's in the right hand panel under the status tab. Just look there to see if your balance is lower than the excess (rebuy) fee.

 

[Ravenstar]

All these post have one thing in common, the op admits to some sort of mistake they make that directly or indirectly leads to a big loss. Well... Lesson learned and thanks for sharing so that others may not make the same mistake.

And plenty of games have worse or equal death penalties. Maybe perhaps the fact you haven't played any increases the sourness of this experience.

 

[Kirmit]

Here's a tip: Keep one of your old ships. I just upgraded to a cobra, but still have my Sidewinder and Hauler in storage. So worse case I wipe with no insurance, I just go back to my Hauler. I also sell everything to get more storage (Cobra /w 60t storage) = high risk/high reward.

Downside? You have to earn enough to buy the new ship outright, instead of trade. But if you don't want to keep enough money for insurance then that's better than a Sidewinder and 1000c.

 

[Zvanya]

I think there should be a warning on launch if you're under your insurance limit, so you can decide otherwise and sell a module or two.

That's about all that is needed.

Please, no. All that is needed is for people to take responsibility for their choices.

I think most (all?) of the guys coming to cry about losing everything because they didn't have rebuy credits knew they didn't. But they were greedy, impatient and foolish - they wanted the bigger ship NOW!! Your warning would be ignored.

 

[Solarwind]

OK i am really tired of people crying about not making credits and losing stuff because of no insurance, the reason is with nothing but a sidey and your 1000 credits you start with you can have a anaconda in 3 weeks NP, you can have a cobra in 1 DAY if you grind hard for the 1 day , stop whining and enjoy the game , i lost several million when i accidentally hit boost instead of landing gear and crashed my type 7 with a full load of 216 palladium , dont hear me crying.

as for losing everything you are wrong , look at your insurance screen if you dont have enough to buy back all of your ship you can turn off individual modules and get back 90% of what you had , it is not a all or nothing deal,

 

[Cosmos]

I just lost all my progress hours of work because I bought a more expensive upgrade then I meant to, which put me under the re buy limit. Timed with my first and only death in countless hours of game play. Honestly whats the point of having a loan to re buy system if the max loan is less then the cost to re buy the ship alone, not even any of the items....

No other game has such harsh death penalties, especially as for the majority of people all of their assets are tied up in the ship....

So now I have a choice either stop playing or replay 30+ hours in order to get back to where I was...

oh and if all you can post is some reworked statement about not going below rebuy value don't waste your time! This is posted in the hope that if enough people comment on this topic maybe something will get done about it.

I think you have to accept responsibility for your actions and realise that you screwed up. Needless to say, don't pilot a ship you can't afford to replace.

There are far too many games out there which hold peoples hands, I'd much prefer ED stayed as it is in this respect.

 

[AndyWeller]

What worries me more is that players are getting these big end game ships already. ED will find itself in a spot of bother if it continues down that line unless they have something special pretty soon imo. They'll run out of (one) reason to play quite quickly otherwise.

Takes years to get into the big ships in another mmo space sim i could mention not weeks or even days.

 

[clinton]

The solution is simple, just refund 90% of the sale price if you can't afford insurance. I don't know why Frontier refuses to implement this, it would prevent a lot of angry customers and just reflect what real life insurance companies do.

 

[Jason S]

The game mechanic is fine as it is.

 

[Zvanya]

What worries me more is that players are getting these big end game ships already. ED will find itself in a spot of bother if it continues down that line unless they have something special pretty soon imo. They'll run out of (one) reason to play quite quickly otherwise.

Takes years to get into the big ships in another mmo space sim i could mention not weeks or even days.

I don't see this as a problem for the game as long as Frontier doesn't keep coming out with bigger better more expensive more powerful ships. They said 25 ships that was enough IMO, but I think they plan to bump it to 30? That's more than enough.

I always thought the amount of time invested in supercaps in that other game was ridiculous and more about marketing (get those subs) than gameplay

The solution is simple, just refund 90% of the sale price if you can't afford insurance.

No. The solution is to keep enough money for the rebuy.

Why are phrases such as "Don't fly without insurance money" or "Don't buy a new ship until you can afford to operate it" so hard to grasp?

 

[AndyWeller]

90%??!!

What's the point? It would be chaos.

 

[clinton]

Ummm Andy that's pretty much what happens right now the excess is 10%. If you immediately sold the ship it would be just like getting 90% in cash. I don't see where the chaos comes from.

- - - - - Additional Content Posted / Auto Merge - - - - -

Zvanya he had enough capital for the rebuy it was just tied up in the equity of the insured ship. A real insurance company would just give you the cash value minus the excess the ED system is broken.

 

[Tenshi]

I have lost everything a few times and ended back up in a Sidewinder, coming from a type 9 filled with gold (400 tonnes of it) all the way back to a Sidewinder with 400 credits. Some players would of wiped the save to get 1000 credits and a free ship but I clawed my way back to a type 9 during beta 2. I know the type 9 only cost 6 million credits back then but still that is 6 million made and enough to fill the hold with gold once more and keep enough back for insurance.

I vote to keep it as it is, the system will only beat you if you act a fool. Yep that includes me also as I have been there and done it.