So there you go. Two incidents that weren't my fault in the slightest.
So, every single thing that happened to you was
entirely your fault. Now, let me tell you why.
some <SNIP> NPC Fed flies directly in front of my Beam Laser.
Suddenly. I'm WANTED.
[masked swearing redacted - please avoid this thank you]you SHOT A COP. What did you think was going to happen? Incidentally, 1.1 made NPC feds more tolerant of player aggression, so don't pretend you just grazed him. Learn some fire control, and check your target - if it looks like a friendly has a chance of getting hit, wait. First mistake.
I lose my ship: a Cobra with modules enough to make it worth 4 Million credits. Ouch. Even with the cash that I had spare, I'm now almost at max loan.
So you didn't have enough money to cover insurance, and had to use a loan. Second mistake.
an NPC Asp decides to try and pass through the slot from behind me. It runs straight into the back of my Lakon, and causes me to smack into the side of the starport at an angle.
The cardinal rule of docking is this: The larger ship
ALWAYS has the right of way. If you are in a smaller ship, docking, check for larger ships, and then check again. Third mistake.
I lose my ship: A simple Lakon Type 6 with basic modules and top grade armour. 2 Million credits. However. My insurance can't cover the cost. I lose the ship and get offered a Sidewinder. Also a complimentary 200K debt. Brilliant.
I lose my cargo: 1,005,088 credits worth of gold. Now this hurts. It was all the money that I had.
Ok.... I gotta ask - you're scraping the bottom of the barrel - why did you decide to run with 100 Tons of gold? If you ran with 50 Tons or 75 Tons you would have had enough for insurance. Surely, by
this point, you should have realized the importance of insurance?
Fourth mistake - and honestly your single biggest one. I had some sympathy up to this point. Here, you just got greedy.
You made 4 mistakes - 4 poor decisions. Had any one of them not been made, you would have been fine. Maybe from your point of view the first three were somehow justified.
But when you chose to run with a full haul of gold, despite being 200k in debt and having no insurance, after everything that happened. No. Just no. You earned that sidewinder buddy.
Honestly, I felt like I was reading: