My problem is: If a trader ship is interdicted by a player out there to kill, the trader ship will be dead.
The T-C ships will survive. Speed is THE best defense.
First of all, thx to the OP for this post: I always enjoy reading any post about "real" (involving cmdrs) experience!
While trading ships have all their chance to survive a real pirate encounter by simply complying and abandon some cargo, I entirely agree with the OP that they have absolutely no chance against any cmdr aiming at shooting them down.
Since Diso (which was the first trading community goal I did online, and the first time I encountered so many wings of psychos shooting straight at you or getting closer to you while you are trying to communicate, then open fire at point blank) I now only trade in:
- a silent running (cannot be targeted at range!) shieldless/mirrored bulkhead Cobra. Nobody has ever managed to do more than 20% of hull damage, and I enjoy provocating them. Perfect for rare trade runs as well (Diso ma Corn!).
- or a military grade bulkhead Federal Dropship (140T cargo) armed to the teeth with shield boosters+cells. The guns/shield/armor allow me to fight back while FSD cools down. With a mass lock factor of 20, only FdL and Anacondas can disrupt my FSD, and I can still pop shield cells and chaff (I have even a button mapped to trigger a macro popping them continuously) if I need to jump to the next system (takes 15s, no mass lock).
However even with the latter, I did get shot down once by a wing of 4 cmdrs who played the beam/railgun/missile music festival before sending a "Die Federal scum!" (I liked to see a bit of roleplay for once, though I am actually absolutely not Federation aligned...I hope Powerplay will give them a real purpose and stop this nonsense).
=> HOWEVER! The problem is that rebuy cost of such a ship is above 3 millions, while a T6 equipped with cargo racks only and D rank modules (except FSD) is way less. During CGs where only the amount of tons count (such as shipping at least 1500T of cheap commodities to be among the top 40% and get 8 millions bonus equivalent to an additional 5000+cr/T), I should rather fly the cheapest T6 (112T) with rebuy cost of less than 100k.
But for some reason I actually like to fight back and escape rather than accepting my fate, claim the cheap insurance cost and go straight for another run.