I'm not so sure insurance costs is going to hurt as much, or be as effective as much, as people think.
Some of these PvP-for-sport players have >1 Billion in their bank. It would take continuous slaughter of non-PvP-for-sport players over an extended period of time in order to even begin making a dent in their finances.
Regards
Yep. That's why it's a simple matter to
- Put the bounty on their head as the rebuy cost of the player they killed. That's the PilFed bounty on top of the normal bounty.
- Deny anyone with a wanted status a rebuy for anything they are flying.
- Bounty duration is cumulative
- Bounty does not end with their destruction, but will run its course. This is to prevent exploiting the mechanics by getting into a sidewinder and suicide, to clear wanted status.
- once the bounty expires, the player has a limited time to pay the fine before he becomes wanted again
Why this will work?
If a player is wanted, and knows that his ship is worth more than his bounty, and that he cannot get a rebuy because of the wanted status, he will think twice about engaging in further acts of lunacy.
If he really continues to kill, his bounty/fine will only get larger, the duration of his bounty get longer and not clearable by death. He will eventually lose his ship to a bounty hunter, and possibly respawn still wanted, having lost an expensive ship.. And eventually will have to pay the very large fine. He has a lot to lose.
Now these are real consequences which can lose a player hundreds of millions. And possibly cause him a character reset as the only way out of debt.
Is this not harsh enough?
We can even put another mechanic in.
Everytime you murder someone, you are given an option to compensate the victim his full rebuy, and maybe another 50% on top of it as 'psychological trauma' damages.
By doing so, the vic's rebuy is not added to your PilFed bounty. But the normal police bounty and wanted status still applies.
This gives the victim some avenue for recompense, and also for a remorseful killer to make some kind of amends.
Might this provide some relief for the victims who would otherwise be high and dry?