If you are wrong that people do not want this there are lots of posts in this thread that were created by people that do want it. The question is how many
What if FD did a month long test reduce insurance from player deaths to zero advertise that its done then they could examine the game metrics to see if people who have been playing in soli have moved to open or not evidence otherwise anything we say here is just speculation.
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I would also really like to know how some of you guys seem to know the reason why people who are in solo play are there. Did you ask them? O thats right you cant....
We do know why people play in the various modes, at least those on the forums, because this has been a thing since beta, PvE vs PvP, Open vs Solo, it's been hashed out time and time again, and people give their reasons, time and time again.
I play in Open in the bubble, Solo while out exploring so I can take hi res screenshots, only way to do that. I've had some PvP encounters, not many, killed 1 person who attacked me without cause, and been killed by 1 person who killed me with cause(I was running a blockade), and the rest of them, the other player ran away and I let them. I don't mind PvP at all, I'm a PvPer in most games, but not this one, it's not designed for PvP, so I don't find it very much fun, but I don't mind it at all and I've participated in events in Open that were specifically for PvP, like the Truckers vs Code events. The group I'm in, Light Horse Brigade, works with other groups like Paladin Consortium to help patrol our own home systems and the newbie systems, looking for pirates and gankers and engaging them, it's fun, it's a great bit of socialization, and once in a blue moon we actually get to shoot at someone OTHER than each other. We have many people in the LHB who play in Solo, and that's fine, we are a social group, not a PvP group, some of us just happen to prefer Open and we're up for a little PvP when the occasion arises.
So, you see, I'm not against your idea just because... I'm against it because it's pointless, we know why people play in the modes they play in, they are our friends, they are members of the community and we talk with them here and ingame all the time, we've had these discussions many many times. And if FD were to remove or reduce the insurance cost in Open only...man, you got NO idea of the firestorm that would engulf these forums, no idea at all. If they did it across all modes, no one would change modes, the threat of PvP death is NOT the main reason they are in other modes, that's a bit of tossed out by the PvPer camp that really needs to be stopped, just like the PvEers need to stop saying all of us who like PvP want to club seals, but that's not going to change so...