Reputation affects Loan and rebuy costs. (Suggestion!)

[Gamel0rd1]

"Eject, eject, eject... BOOM..... "

To all those who I've seen make a "help, I lost my..." Thread, this suggestion might be logical and effective.

If you have a certain reputation with the system you last docked in, that will affect your maximum loan and rebuy cost.

Default: 600k loan
Friendly: 850k loan
Allied: 1m loan
Anything above allied: loan = 1m + 0.5% ship cost
Eg: you had a 100m ship. The Rebuy cost will be 5% of that (insurance). So 100,000,000 x 0.05 = 500,000

The added loan (if at a high enough reputation) is 1,000,000 + 50,000 = 1,050,000

This is small, but it could be everything between the dreaded sidewinder and a close encounter!

 

[777Driver]

They already have this in game based on your highest rank from trade/exploration/combat

Harmless = 600,000cr

Right up to Elite = 5,400,000cr

 

[Gamel0rd1]

Interesting - I didn't know that! Would the reputation and extra loan amount still work with this mechanic? Becoming allied grants you an extra 0.5% loan?

 

[777Driver]

Interesting - I didn't know that! Would the reputation and extra loan amount still work with this mechanic? Becoming allied grants you an extra 0.5% loan?

Well we get an allied discount on fuel & repairs, no reason why it couldn't work as bonus for insurance.