Dunno. StarCitizen + 4 tabs in Chrome has me at 8.8. 30 tabs is much more my normal number of tabs.Unless you do some very specific things, there is generally no benefit having 32Gb over 16Gb.
Running heaps of VM's from RAMdrives is one of them. Gaming is not.
Sometimes I multitask with Photoshop and Lightroom (hey: it can get boring on long travels in ED).
Its not up to me nor anyone else to tell someone what's worth their money; but I notice I'm not the only one with 32GB.