I am also against the idea of a "fleet bank" - I've also played the other popular spaceship MMO and did terrible things to naive corps!
Indeed.
I slogged through 16 pages of this. There are some solid speakers to this topic, but they do not side with Vektor.
For me the key thing against all the proposals from that side of the trench is the strict and boring hierarchical structure.
Single Sky Marshal and followers / plebs.
The key advantage of the situation as it stands is that Player Groups can organise in ANY way at all.
Once the Tools move in game - they become the only tools.
And everything I've seen proposed is about command control in the hands of one or very few.
How you communicate (TS / discord / voice / group forum / INARA/ Reddit / squad board / thread on this forum/ etc)
To some extent shapes what you can say.
For example - are the comms tools public? Do I get to see what your group is planning?
No? - okay so I've run some missions for your Minor Faction and I'm allied and I've turned on your decal - now can I see what you're planning?
No? - Okay so now I'm not joining your faction to Fifth Column you, I really want to join and be a useful member of the team, but Vektor is driving his Harley to Mexico to get some custom mud flaps and won't be back until next Thursday can someone else add me to the comms channel?
Maybe?
Great so I'm in, and I have some great strategic bit of play with a deadline how am I communicating that to everyone? Do I have to keep posting that message in the chat every five minutes to keep it visible because there's a big debate going on about the relative merits of twin chrome overhead underhangs.
Oh there's a bulletin board?
Or do we need a forum?
Oh and now somebody spotted that Marra has infiltrated and is wreaking havok with someone's marriage. She needs to be removed from the group, but everyone thought she was great and so she's an admin.
Does someone have to go explain what happened to Zac or Brett C, and does he have to give Marra a fair hearing - she's an admin after all. And actually her side of the argument was pretty convincing and Vektor can't be contacted because the Mexican mud flaps convention is in full swing and he's nursing a tequila hangover and a fresh tattoo.
I think Frontier have looked at Reddit and Discord and 4Chan and other places groups organise and have decided that there's a whole web full of tools to choose from. Not needed in game.