Lost my python 50 million Cr and upgrades 20 mill Thank U Frontier 4 UR insurance

[ALIEN ORIGINS]

Lost everything...[WARNING: LOTS OF TEXT]
Late edit: I'm going to keep everything here as is for context, but please disregard it and keep reading the rest of the thread. Thank you so much.

Hello internet, I am writing this is mere moments after the incident that happened, so please bare with me and forgive me if I sound too whiny, unreasonable or whatever. Part of the reason I'm doing this is to vent a little, because as you're soon about to realize, my jimmies are quite rustled, so please hear me out.

Now then, let me explain, I shall attempt to be as succinct as posssible. What happened was I had just bought a Python after trading in a Type 7 for aaages and kitted it out for maximum cargo capacity, and I had found a great route with a 2300cr/t profit.

I loaded up my cargo hold with goodies and set out to my destination. I then arrived at the station, one of those long ones with the huge ring with two arms going across the radius and meeting in the middle where the entrance is. I arrrived at the station from behind and above it, so I was pointing the same way as the entrance. This of course meant I have to fly through or over the ring (but that is a detour, so I chose not to) to reach the entrance. I reckon you can guess just about what happens next. I didn't evn see the arm, it came in from the side and smacked me. My ship is wrecked.

Granted, this is mostly because of my own inaptitude, but as a consequence of this, I am unable to rebuy my ship because I am unable to pay the insurance claim, and almost all my assets was in my ship and it's expensive crago. Not even with the loan you can take out of 600k cr was enough, wich tbh is hardly anything, they could easily increase that. Maybe even to as much as you need, but if you do that you can't take out another untill your existing loan is payed for. I feel like that could maybe work.

I like this game, I truly do, but there is in my opinion a major flaw with it in how insanely unforgivig it can be. I have spent almost 250h playing this game, and my assets totaling about 65 million cr is now GONE, just because I can't afford the stupid insurance claim. I am now forced to start almost from scratch in a Startwinder. All that time...wasted! Just because of that silly thing that happened. And yes, I can hear all of you who say "Don't fly a ship with an insurance claim you cant afford". I see your point, but I just don't think it's fair at all. I'm so done with this game now, if I ever start playing it again it won't be in any foreseeable future.

If you managed to sit through and read all of that, I thank you, and I ask you all your own viewpoint on this (the concept of being able to get reset so far back that is, not wether this particular situation was fair or not) and if anything similar have happened to you. Personally I think it's just dumb, you can get so royaly screwed! This is simply TOO harsh

 

[Arry]

Lesson learnt?

There is nothing 'harsh' about having to have 5% of your ships total cost, set aside to replace the whole thing.

 

[ChiefRedCloud]

You learned (the hard way) a very valuable lesson. And since you did that your post is reference to your frustration, I honestly feel for you. That being said you do not need any salt or sage speeches. But still, it goes without saying "never fly without a rebuy". I have a Python and I always fly with TWO rebuys minimum. But that is me.

We all have or will push the barrier as you did so you are not the Lone Ranger here. But when we do, there may always be consequences looming just around the corner.

Hope your back on your feet soon with another shiny Python.

Cheers ...

Chief

 

[S3B4ST13N]

in how insanely unforgivig it can be.

That's one of the things I love about it.

My own viewpoint? This will sound harsh but it's not meant to be - You made a few mistakes which you admit to, but in order to lessen this pain you're placing some of the blame at Frontier's feet in order to make yourself feel better.

That's akin to crashing your car, but then blaming the insurance company when you find out they won't cover the damages because you didn't pay your premium.

You aren't the first to experience this, nor the last.
Learn from it; and for the love of God, don't fly without insurance.

 

[DOMN8TOR]

NEVER FLY WITHOUT REBUY!

It is like rule number one and someone says it in about every third thread.

And you got NEWB HAMMERED!

Mostly your fault? ALL your fault. I've been destroyed about 15 times in my nearly 1000 hours. Sometimes it was accidentally flying too close to a Neutron star, a few were just dumb luck or bad flying, and a couple were by just straight up gankers. But I always got right back at it because I had the money in the bank to fly the ship I was in. If I didn't, that ship stayed parked until I could. That is the way it works and everyone knows it ahead of time. Violating the rebuy rule doesn't make it someone else's fault, and a lot of people think it is all part of the "danger" aspect of the game.

I would say, learn a lesson, suck it up and press on. It is a great game but is unforgiving to the inattentive pilot.

 

[777Driver]

Op, you screwed up, at least you admitted to it. Support are generally quite good if you make a single newbie mistake, honestly cant understand how you can get into a Python and still be noob hammered. Anyway, if you send a polite note to support, they will usually help as a one off.

Don't really agree with wasting supports time with tickets like that, but after 250hrs game time, it might be worth a try.

 

[Urazz]

Op, you screwed up, at least you admitted to it. Support are generally quite good if you make a single newbie mistake, honestly cant understand how you can get into a Python and still be noob hammered. Anyway, if you send a polite note to support, they will usually help as a one off.

Don't really agree with wasting supports time with tickets like that, but after 250hrs game time, it might be worth a try.

Yeah, I had my Anaconda hit by falling skimmers on a planetary base when that was a thing once. I had plenty of money for like 5 rebuys on my 30 million credit insurance for the Anaconda and could've just took the hit and moved on but I went to support about it and they were nice enough to give me the cash back. As long as you are polite, they may help you like you said.

 

[seko]

Lost everything...[WARNING: LOTS OF TEXT]
Late edit: I'm going to keep everything here as is for context, but please disregard it and keep reading the rest of the thread. Thank you so much.

Hello internet, I am writing this is mere moments after the incident that happened, so please bare with me and forgive me if I sound too whiny, unreasonable or whatever. Part of the reason I'm doing this is to vent a little, because as you're soon about to realize, my jimmies are quite rustled, so please hear me out.

Now then, let me explain, I shall attempt to be as succinct as posssible. What happened was I had just bought a Python after trading in a Type 7 for aaages and kitted it out for maximum cargo capacity, and I had found a great route with a 2300cr/t profit.

I loaded up my cargo hold with goodies and set out to my destination. I then arrived at the station, one of those long ones with the huge ring with two arms going across the radius and meeting in the middle where the entrance is. I arrrived at the station from behind and above it, so I was pointing the same way as the entrance. This of course meant I have to fly through or over the ring (but that is a detour, so I chose not to) to reach the entrance. I reckon you can guess just about what happens next. I didn't evn see the arm, it came in from the side and smacked me. My ship is wrecked.

Granted, this is mostly because of my own inaptitude, but as a consequence of this, I am unable to rebuy my ship because I am unable to pay the insurance claim, and almost all my assets was in my ship and it's expensive crago. Not even with the loan you can take out of 600k cr was enough, wich tbh is hardly anything, they could easily increase that. Maybe even to as much as you need, but if you do that you can't take out another untill your existing loan is payed for. I feel like that could maybe work.

I like this game, I truly do, but there is in my opinion a major flaw with it in how insanely unforgivig it can be. I have spent almost 250h playing this game, and my assets totaling about 65 million cr is now GONE, just because I can't afford the stupid insurance claim. I am now forced to start almost from scratch in a Startwinder. All that time...wasted! Just because of that silly thing that happened. And yes, I can hear all of you who say "Don't fly a ship with an insurance claim you cant afford". I see your point, but I just don't think it's fair at all. I'm so done with this game now, if I ever start playing it again it won't be in any foreseeable future.

If you managed to sit through and read all of that, I thank you, and I ask you all your own viewpoint on this (the concept of being able to get reset so far back that is, not wether this particular situation was fair or not) and if anything similar have happened to you. Personally I think it's just dumb, you can get so royaly screwed! This is simply TOO harsh

I guess you're America, so as an analogy, would you go to Vegas and put your lifes savings on red (or black)

 

[GJ51]

Hilarious

Please don't quit OP

So looking forward to next post

 

[Ktonos]

ED wouldn't be the same game if it was forgiving. Never had I so many stressful moments in a single game.
No middle ground there, you either love it & play it or hate it & quit it.

 

[GJ51]

It's really pretty simple. Just always have 3X re-buy in the bank. If you run into an unlikely really bad run of luck, just drop back to a cheaper ship for a bit and regroup. It's not like you can't see the rebuy cost right on the status panel, or is it maybe some players can't multiply by 3?

Never been sent back to a Freewinder in either of my accounts.

A little patience and not getting too anxious for the next bigger and better ship will keep you from getting reset. Everything you do in a Cutter isn't all that much different from what you do in a Cobra.

Thinking that getting a bigger ship somehow changes the ED experience is somewhat a formula for disappointment. Sure, it's nice having different ships, but taking some time to fly each one is important as well.

 

[clivewil]

...in how insanely unforgivig it can be.

perhaps, but i don't think this is one of those specific areas. one of the golden rules should always be imprinted on your brain - always approach a station from the front.

risk of accidents aside, it's simply more pleasant to always appear right where you want to be, rather than enduring all that eternal thrusting needed to make your way from the back to the front of the station. in your mind, draw a line between the host planet and the station, and intersect that as you approach - then use the 3D icon of the station in your cockpit to fine-tune your path before you drop down.

i won't bother to echo the 'no rebuy' argument, others already have, and i've knowingly done it myself for a bit of risky fun - but i always had at least one other ship in dock elsewhere as backup.

THE GOOD NEWS is that you'll be surprised at just how fast you will make your money back (if you're impatient, do the Hutton Orbital run carrying messages from Sol, or any of the other mega-cash-cows available.)

in reality you've only lost a day or two's play at most, you can recover very quickly AND you won't make the same mistake again... right?

good luck CMDR.

 

[baqar79]

I'm sorry to hear about your ship loss.

Everyone quotes the old "Never Fly without Rebuy" ad infinitium; but not everyone that makes this mistake understands or is even truly aware of the consequences until it actually happens.

There are probably several ways FD could approach this, just throwing a couple of my own ideas out there:
-Every new ship purchased has a single free rebuy. On the rebuy screen make it clear to the user that this is a one off and that money will be required if the ship is destroyed again.
-Ground ships in your hanger that you couldn't cover an insurance rebuy with. Have the option to unlock those grounded ships, but only after some very specific and clear warnings of the consequences of doing so.

The problem is a new player could quite possibly invest a lot of time before seeing the rebuy screen for the first time, so being made aware of that fact after it is too late to do anything about it is rightfully upsetting.

 

[krylite]

This must be your first time missing the rebuy? If you've seen other threads similar (they often come up every month or so) to your first time situation, it really is the same lesson. Not so much "don't fly without rebuy" but rather actively ignoring the adage until the first time it happens and hurts which I would gather at least half of the player base have experienced. If it's any consolation, there are many who have gone through the same thing, ignoring the 'rule' until it hurts , when the lesson is finally, really learned. And ED is hardly the harshest. There are myriads of other rpg themed MMO's whose "revival" mechanics include a point of no return clause like if you fail to have enough "favor"(that must be maintained) to have another chance at revival.

Yeah, my lesson was loosing my first clipper and 63 million. I had to start over from cobra. I would agree it's tougher now, since most exploits for credits have been closed now. (but they shouldn't have let credit inflation and exploits persist for too long back during the history of ED. But also from what I heard, in the beginning year of ED, credits were balanced like FFE, and hard to make initially too). I can only say , the lesson to heed to rule is often not really learned until the first time it hurts. There was a thread last week, where someone said how he learned the lesson finally and grinded back to where he was and bought the ship again and keeping plenty of credit-cash for rebuy, etc.

However, Frontier support is totally understanding and very supportive of newer players. There's a good chance they can one-time restore your credits if you just let them know you weren't fully cognizant of the insurance mechanics and it was your first time missing the claim threshold. Good luck.

 

[PiggyPiggyPig]

Sorry for what happened to you. I feel the pain. This game can be shockingly unforgiving. The grind is long and fraught with danger and the rewards can hang on a knife edge. So, where do you go from here.
I vented too, to the only people who could possibly understand, the players themselves and it did me good. They encouraged me not to rage quit but to jump straight back into it, and that's what I did. Trust me, after a short while you'll be over it.

My experiences were perhaps even worse than yours. I've had a few major MAJOR losses. One time for instance, after 8 months of solid exploration and detail scanning everything...and I mean everything, twenty or thirty hours per week invested, I lost it all on a high G world. I must have stared at the screen in disbelief for a minute or two at the Ship Destroyed message before it sank in. Arriving back in the bubble sat in a Sidewinder is a sobering experience. For me I'd been places, few if any will ever see again.
It wasn't so much about the cash but the hundreds of ELW's and countless WW's lost forever in time and space. The cure was simple, a good nights sleep and then race away from the bubble as quickly as possible and onto new undiscovered worlds.
I hate the bubble, I'm continually home-sick for the void whenever I return. This time I was armed with more experience, an essential weapon against failure. I decided from then on to undertake much shorter explorations based out of Colonia to mitigate the risk and I haven't failed yet, so put this down to experience and get back to trading.

 

[Mag1cMushrum]

Since you dont actually DIE in ED and start from the very beginning, you have to think, what sort of game doesnt let me die? It just puts me back in the last station I was in (in the next update, it'll be the nearest station to you) - you essentially have unlimited lives - even if you dont have money, you just end up "loaning" a sidewinder at the last station.

The rebuy works like "lives" in a game. Though the more credits you have earned in the game = the amount of rebuys you have. So, as someone pointed out above - always make sure you have enough credits in the bank to at least buy 1 or more rebuys = the same as having 1 or 2 lives "in reserve" if you crash/get killed.

In fact, I cant remember the last time I died (been at least 40 hours of playtime ago) - I have been playing the game safely - simply because I have lost millions, like you, so play it safe, build up a nice pot of credits and you can rebuy many times without the frustration. Dont do the smuggling bit yet, do small hauling, buy bigger, buy more, deliver more, get more money - dont upgrade your ship until you can at least afford to buy it back a few times over. Then start taking some risks. Im not a gambler, so I tend to play it safe, now I have about 10 ships, all A graded and G5 engineered - Im still pants and wont go into the Open mode as Im not confident enough with my combat skills, but when I do go into Open mode, I hope I can at least do a runner if things turn south or at least be able to rebuy the ship Im in. Take your time, play it safe and when you're ready, go play in Open mode against skilled live players.

 

[ChiefRedCloud]

I'm sorry to hear about your ship loss.

Everyone quotes the old "Never Fly without Rebuy" ad infinitium; but not everyone that makes this mistake understands or is even truly aware of the consequences until it actually happens.

There are probably several ways FD could approach this, just throwing a couple of my own ideas out there:
-Every new ship purchased has a single free rebuy. On the rebuy screen make it clear to the user that this is a one off and that money will be required if the ship is destroyed again.
-Ground ships in your hanger that you couldn't cover an insurance rebuy with. Have the option to unlock those grounded ships, but only after some very specific and clear warnings of the consequences of doing so.

The problem is a new player could quite possibly invest a lot of time before seeing the rebuy screen for the first time, so being made aware of that fact after it is too late to do anything about it is rightfully upsetting.

Grounding a ship or placing in hold sounds like an interesting option but I do not how they could/would implement this. While the Commander is waiting to get his ship out of hock where is he/she and what are they flying? The loaner?

Chief

 

[Oshirigami]

Grounding a ship or placing in hold sounds like an interesting option but I do not how they could/would implement this. While the Commander is waiting to get his ship out of hock where is he/she and what are they flying? The loaner?

Chief

Yeah, I guess loan a ship to work off the debt with.

I don't know why you guys are feeding the troll OP by bumping this, though.

 

[Aasgard]

This of course meant I have to fly through or over the ring (but that is a detour, so I chose not to) to reach the entrance.

That is why ED is fun (in addition to frustrating) is that you learn new things all the time. You can zip around in the small ships all day long, the larger ones require different piloting skills, flight paths and handling knowledge. Insurance is important to a degree.

Until recently I thought my Python mission-runner could do anything. Limped to a repair station with 13% of hull remaining after 3 rounds of engagement with multiple NPC pirates. I started leaving the engagement when my shields went down... I went back with my FAS and blew them all apart.

There are also a number of ship-beater Coriolis stations that don't have rings and are notorious for converting large ships into fizzy drink cans.

 

[DARGAN]

translator


as I write about it every time, this system does not really help the PVP, it leads to constantly being careful not to be destroyed.

I do not particularly like, I think that it limits the possibilities of challenges .. like the possibilities that the players attack each other, the game goes in the direction of a cooperative PVP, the redemption cost, force this kind of gameplay.

I do not think it is necessary that the destruction be so punitive, that does not prevent me from learning at each destruction, to gain more and more experience and to be destroyed more difficult, not having insurance cost does not necessarily make the game easier.