What worries me more is that players are getting these big end game ships already. ED will find itself in a spot of bother if it continues down that line unless they have something special pretty soon imo. They'll run out of (one) reason to play quite quickly otherwise.
Takes years to get into the big ships in another mmo space sim i could mention not weeks or even days.
Those that do, must have been playing the game pretty hard since before release. If anyone is in an Anaconda and got the game after release, I doubt they had much contact with the real world since then.
Hell, I think I've been playing a lot, and I'm only in a slightly upgraded Type 6 with a well upgraded Cobra in storage. At this pace, a Python or Anaconda is still just a distant dream
As for the topic of the thread - and there are plenty of these threads for some reason - the game makes no secret of that if you venture out into space without enough credits stashed away to cover the insurance, Murphys Law still applies.
People who gamble and lose, have no right to cry. In this game, you have to expect the biowaste hitting the fan, even doing routine milkrun trade running. Anything may happen, death is just a moment away - at all time. If you want safe, don't leave the station. If you want acceptable risk, have enough for the insurance before leaving. If you get your thrills by high-stakes gambling, or just fail at thinking, leave the station without enough to cover the insurance. Good luck!