My best ,and, one of the -very- few pirate encounters?
.
Right after having got myself a decent Lakon Type 6 freighter, I quickly stripped it of any non-Essentials ,put in the cargo-holds needed for maximum cargo-space.
My first five or so trips between Vequess, Cemiess and Delta Phoencis went well, though, it was at the latter system I ran into trouble. An angry Cobra pirate.
Was before I truly learned the trick of "following the blue tunnel" during interdictions, so I was torn out of FTL-mode and to be honest? -Truly- afraid. I had only just upgraded to the T6, (and made Upgrades to power-core, Hyperdrive++) so -really- didn't want to loose the cargo. This was before I knew you could jettison cargo to other Players, it was probably my first pvp fight as well. As luck would have it however, even pirates in Cobras have trouble staying on the tail of a T6 with booster (and energy to boost often), I would never have won the spinning-trying to get behind game if not, 'cause the T6 is -slooow- even with upgraded trusters.
Either way, as luck would have it, I had forgotten selling my two pulse-lasers. Though fighting cost me most my entire hull (13 percent) the pirate perished. It's the -one- true pvp fight I've had, and to be honest? It wasn't a pleasant situation.
Being a trader I'd rather make a profit per trip than paying more than the trade-profit in repair bills.
I could've afforded the insurance, but it would've left me with next to no money for new cargos