I just repped the geek in you, sir.
This is a good article.
http://lifehacker.com/when-ram-speed-matters-and-how-it-affects-your-games-1436679680
Personally, I like to have my CPU speed at a harmonic (or equally divisible) by the RAM clock speed. I have a 4.0 GHz CPU and DDR3 2000 MHz RAM. This way the RAM is never waiting for a CPU cycle during an operation. It probably does not make any great difference, but I've never seen a downside to it. Always make sure the RAM you choose is compatible with your Motherboard specs as well.
I also don't overclock for heat management, long term reliability and stability reasons. If I want a faster PC, I buy faster components.
Last, make sure your GPU is in the PCIe x16 slot and not x4 or x8.
As always, the details matter.
True, what you are referring to is the CPU/RAM ratio in simple terms. I did not get into that much detail, though.
I understand what you say about stability, heat management, and reliability. However:
Most CPUs nowadays (usually the higher tiers, such as the I5 and I7s) are clocked lower than what they are actually capable of. Manufacturers do this because they know a lot of end users will be tweaking their CPUs, and thus provide a safety net.
This is also the reason why CPUs have a maximum temperature, and maximum voltage in their specifications. If you look up a CPUs maximum voltage (that is, the maximum voltage the manufacturer recommends for the CPU), and then go into your BIOS, you will see that the actual CPU voltage is much lower than the maximum recommended (not taking into account power saving features).
Chip degradation and even failure is caused when the end user pushes a chip past its recommended settings or limits. As long as you stay within the temperature specified by the manufacturer and do not push the voltage further than the maximum, there shouldn't be any detrimental effects to the chip itself.
In a way, you are not really pushing a chip when you stay within specifications. If anything, you are pushing the chip to its actual performance (maybe a bit more

).
And like I mentioned, overclocking a chip
responsibly can extend the lifetime and usefulness of your rig, and delay the need to upgrade.
My chip is a good example: It has been running at 4.5GHz (1GHz over stock) since I put it in my PC in 2013, and it's still going strong.
My temps stay below 10 degrees of the maximum specified at all times, even after 24 hours of heavy stress testing. (well I performed the testing back then, not needed anymore). Asides from the initial 24 hours of stress testing, by now I have about three years of real life scenarios. Not a single crash or stability problem since then.
My voltage is well below the maximum specified
As long as you keep those two variables under control, the most important being temperature, and the second most important being voltage, overclocking is safe to do.
Shadragon made a good point too: Make sure that you are connecting your video card to the x16 PCIE slot. Additionally, if you have any other PCIe cards, make sure you are not inadvertently cutting your video card's bandwidth in half.
Most motherboard with multiple PCI Express slots will specify that "Slot 1, 3, and 5 are to be used in SLI/Crossfire configurations". If you have a single card on your Slot 1, and put a sound card on Slot 3 or 5, the computer will think you are running a Crossfire/SLI configuration, and effectively cut your video cards slot to x8 (unless your motherboard can run x16 simultaneously on all slots).
Something very important to consider. Read your motherboard manual
IN OTHER NEWS: Lol. When I get home today I'll get a list of all my settings in game and update the main post.
Has anyone discovered anything new with Elite Vive VR? Also, I don't believe the pixels on the peripheral is a Vive issue, since I did not notice this in 2.0. I believe this issue was introduced with 2.1. Also, the issue is non-existent in any other games.