Sorry to disappoint you but I didn't need to look any of that up. I've been familiar with Fair Use laws ever since I've made mix tapes. It's been generally well published in my country for a long time in various media as a matter of public education.
Oh the content thing, that's normal in EULA's, maybe you should actually read them.
Here's blizzards very own.
http://us.blizzard.com/en-us/company/legal/eula.html
"User Created or Uploaded Content: Battle.net and certain Games may provide you an opportunity to upload and display content on Battle.net and/or as part of a Game, including the compilation, arrangement or display of such content (collectively, the “User Content”). User Content specifically does not include a Custom Game, as defined in Section 1(D)(ii)(1) below. You hereby grant Blizzard a perpetual, irrevocable, worldwide, fully paid up, non-exclusive right and license to exploit the User Content and all elements thereof, in any and all media, formats and forms, known now or hereafter devised.Blizzard shall have the unlimited right to copy, reproduce, fix, modify, adapt, translate, reformat, prepare derivatives, add to and delete from, rearrange and transpose, manufacture, publish, distribute, sell, license, sublicense, transfer, rent, lease, transmit, publicly display, publicly perform, provide access to, broadcast, and practice the User Content as well as all modified and derivative works thereof and any and all elements contained therein, and use or incorporate a portion or portions of the User Content or the elements thereof in conjunction with or into any other material. Except to the extent that any such waiver is prohibited by law, you hereby waive the benefit of any provision of law known as “moral rights” or “droit moral” or any similar law in any country of the world. You represent and warrant that the User Content does not infringe upon the copyright, trademark, patent, trade secret or other intellectual property rights of any third party. To the extent permitted by applicable laws, you hereby waive any moral rights you may have in any User Content. You further represent and warrant that you will not use or contribute User Content that is unlawful, tortious, defamatory, obscene, invasive of the privacy of another person, threatening, harassing, abusive, hateful, racist or otherwise objectionable or inappropriate. Blizzard may remove any User Content and any related content or elements from Battle.net at its sole discretion."
Also my apologies to people actually trying to discus insurance costs.
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