i think the treating of fleet carriers separate from a simple asset of the player (and thus it's bank account as an extension of the player's ) has to do with the original intention of the fleet carrier being a squadron asset.
That being said, it's no longer a squadron asset. It should be treated much more like a personal asset.
Also, i have no sympathy for anyone who flies without rebuy. You deserve what you get if you make that decision. It's just a shame that fdev will let players have a do-over if they email them. Crying about losing a ship on the forum when you have billions of credits also isn't worthy of any sympathy...and makes me think that kind of person is also the kind who would email fdev support for getting it back.
That being said, it's no longer a squadron asset. It should be treated much more like a personal asset.
Also, i have no sympathy for anyone who flies without rebuy. You deserve what you get if you make that decision. It's just a shame that fdev will let players have a do-over if they email them. Crying about losing a ship on the forum when you have billions of credits also isn't worthy of any sympathy...and makes me think that kind of person is also the kind who would email fdev support for getting it back.