Your link has nothing to do with FD policy. As my post was about FD policy on refunds now and in the past and nothing more, your response had nothing to do with my post or the post that I was responding too.
My link overrules FD policy as it relates to consumer law and clearly demonstrates that FD policy is not enforceable (at least in the UK). Which is why I pointed it out to you, so you would be aware that FD policy and actions are incorrect in denying refunds due to them product being downloaded.
If you don't want to know then that's cool but I just thought you'd want to be enlightened.