I have this super simple answer to all of this. Choose the mode that best fits how you want to play and how much risk you are willing to put up with.
Yes, yes, this or that would be nice, but this or that doesn't really exist in ED, and is unlikely to ever exist. So pick your mode and be done with it
Yes, yes, this or that would be nice, but this or that doesn't really exist in ED, and is unlikely to ever exist. So pick your mode and be done with it