With all the concern about the removal of the promised 25% insurance discount, I am particularly concerned that along with the already expensive wear and tear mechanic, Frontier are planning to go down the Pay-to-Win route. I may of course be more than a little paranoid here, I've heard David Braben say before that the only 'buyable' items would be cosmetic changes and of course the expansion packs, I'm perfectly happy with that... But with all the current controversy, I would really appreciate some clarification on this, has there been a significant change in direction (like with the removal of the offline mode?)... What do you guys think? Is this actually happening?