You're right, after rereading carefuly it is much clearer. My bad for reading the forums while at work!
As for your suggestion, I can't see anything wrong with it, apart from it requiring FD to dedicate some computing power to it... and I guess that's the culprit.
I think FD went with the P2P option because they didn't want to introduce a subscription model (I seem to recall reading that somewhere); plus without a subscription-based income, a farm would be financial-suicide (Edit: Unless they filled their store with things people would spend a lot of money on).
From what I can gather with my lacking knowledge in P2P networking though, they're going to keep running into walls if they don't hand over at least *some* control to a server...unless they have some P2P magicians in their midst thinking up some voodoo that'll fix their problems.
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