To OP(Toretorden)
I'm not quite sure why you want "a new kind of mission" to pay you debts(other than making it easier/faster than it's today), I mean as the game is now when you die(and was stupid enough to fly without having enough for insurance) you have 2 choises
A) take a loan(whitch you pay back over time while doing missions) or
B) Refuse the loan and get a brand new sidey instead of what you had(remember if you choose option B and have another ship stored somewhere it will still be there for you to go fetch in your new Sidey)
So why would you want yet another kind of mission just to pay of debt?, isn't that just something you can already do with the missions we already have...?
I must admit I've never tried out the loan thing myself, but it seems unfair to me if people who have debts should have access to higher payloads-missions than the rest of us, so if the game should have new High risk, high payloads mission I would like the oppotunity to do them(even though I'd never have to loan anything) just like those people who doesn't care about having enough credits to pay for their ships/upgrades insurence...
So all in all I still see no good argument for changing the mechanics of the Loan option, The only thing I've seen in this thread whitch I could support of change is an option to payback a loan earlier than the 10% of you income to get rid of it sooner rather than later..
But it's just my opinion....
I can already see from your attitude that your opinion of people who get into debt is that they're stupid people who got themselves into trouble and it's their well-deserved punishment. You even mention the word "stupid". This is why you don't get it and you won't ever get it if that's the perspective you wanna come from. It's just not the level where the constructive discussion on this could be.
In order to get it, you have to lay your personal judgments aside for a bit and think about the game in an objective way. This isn't personal or about who's stupid or not. It's about what makes a good game. How do game mechanics impact people's enjoyment of the game and is it gonna make the game sell more or less? Wanting to punish people for being what you consider stupid just isn't constructive thinking. You ask me why change stuff? The purpose of changing the mechanics is, of course, to make people enjoy Elite more and possibly make the game sell better.
This thread is already corrupted by various judgmental posts, so I'll ask a mod to close it and perhaps start a new thread with a more properly presented suggestion in a more appropriate forum.
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