But you can spend actual money now.It is not that simple. We don't know how long you have to "just play". Given the circumstance and the history of FDev, it is probably long, very long, probably frustratingly long, so you are more inclined to spend actual money.
The cash system on the consoles is skewed in favour of FDev. Because you can't buy an exact amount of ARX that you item of choice costs, you have to spend more money in the end.
If the new system allows you to purchase just two skins over the course of a year by earning the credit in game,that is a positive outcome.