Procedural generated.. lol
impossible .... I met some NPCs with names which are typical .. let me emphasize ... _T_Y_P_I_C_A_L_ .. for CZECH (which is my language) ... names like "JIRI ZAVODSKY" or "KATERINA MUSILOVA" .. those names (their structure and grammar) are so unique for Czech language and Czech language is very specific and so marginal, so I can't imagine any "procedural" software can generate names like it ... it's simply .... impossible

OK no problem with names "John Doe" or "Charlie Smith", but no way for names like "Jiri Zavodsky" ... or "Pavel Koubsky" etc ...
Just now I believe FD use some database of real names ... not sure how these databases were created .. maybe "Yellow Pages" from NY or London ?

Or those are names of real players from different platform .. like NPCs in PS4 use PC players names and vice versa ... or some mix ? But definitely those can't be JUST procedural generated names .. my $0,02
TW