Deleted member 182079
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On the PC just purchase another account when Frontier has a sale.
If Frontier allowed sharing of store items between "linked" accounts, I'd do this in a heart beat. With dozens and dozens of paintjobs, shipkits, decals and what have you in my current account I can't go back to flying vanilla looking ships anymore. And repurchasing them for the second account is just plain silly.
Back OT though, I kinda like the insurance idea - and I thought when I saw the right hand side panel section with the premium that maybe this was an idea FDev played with in the past. Seems odd to mention the rate there as it's always the same 5%.
And with one major insurance company already being in the game (Allianz = Alliance, geddit???) I can't see why not