And for those who didn't purchase from Steam? For those who don't use Paypal?
Or let's just look at that policy:
https://www.paypal.com/us/selfhelp/...-policy-and-what-items-aren’t-covered-faq1156
"Seller protection does not provide protection for:
- Claims, chargebacks, or reversals for items significantly not as described.
- Intangible items, licenses for digital content, and services."
So, unless you've had a Cobra IV delivered to your place of residence, this would be an "Intangible item" and this not protected.
Now, those EU players might consider Right of Withdraw -
https://support.steampowered.com/kb_article.php?ref=8620-QYAL-4516
But... Odds are you've been playing longer than 14 days, so you're just plain SOL there, especially if you do have access to the Cobra IV, proving you've been around longer than 14 days.
Add the additional complication of Brexit for UK players, and the UK withdrew from the EU, making them ineligible for this clause.
Now Steam does generally belly-up easier than most when it comes to refunds, but:
http://store.steampowered.com/steam_refunds/
"Where Refunds ApplyThe Steam refund offer, within two weeks of purchase and with less than two hours of playtime, applies to games and software applications on the Steam store. Here is an overview of how refunds work with other types of purchases.
Refunds on Downloadable Content
(Steam store content usable within another game or software application, "DLC")
DLC purchased from the Steam store is refundable within fourteen days of purchase, and if the underlying title has been played for less than two hours since the DLC was purchased, so long as the DLC has not been consumed, modified or transferred. Please note that in some cases, Steam will be unable to give refunds for some third party DLC (for example, if the DLC irreversibly levels up a game character). These exceptions will be clearly marked as nonrefundable on the Store page prior to purchase."
It's been much longer than 14 days, once again. I'll bet you've more than 2 hours of play time as well.
Be glad I'm not actually a lawyer.