Again, the accelerated claim costs are about like refueling costs. If you cannot afford them with your in-game money, you cannot afford flying the ships at all to start with, making that issue purely hypothetical.
But what do they win exactly, said compared to buying accelerated skills in EvE, or just paying for better "meta" ships in SC so they can blow up anyone who didnt pay as much ? Here they "win" the right to claim a destroyed ship in 1/10th the time (so 30 minutes become 3 minutes, IIRC that's the ratio or about there, the initial time depends on ship size of course), which added to the wait times due to being killed, having to re-equip, take public transports, etc. is absolutely nothing. Practically if that happens to me, I just go claim the ship first, then go shopping for my lost equipment, when I go back it's there and no need to pay for accelerated (which I can afford, since I can afford refuelling my own ship !). And oh yes, lost equipment costs a LOT more than the accelerated claim if that matters too, and you cannot get it back in any other way than go and buy it again.
Honestly, SC is the laughing stock of gaming for quite a lot of good reasons, no need to try and strawman dubious ones in addition.
I think i've already covered the "win" aspect in a recent post. The "what is winning" thing is something idiot Roberts came up with as well.