After getting corvette and G5ing it for PvP i noticed that no other ships except for PvP cutters and condas could even hold a candle to it. And even then the corvette is king of big ship 1v1s. I fell back to flying a DBX with 2500 hull (40+%resist all around), 760 shield (30% thermal resist 50+% others) and a 477 m/s boost. Its got LR fuel rails and a LR/TV fixed beam. I have never had more fun in a ship. Its an absolute blast to fly.
playing with a handicap is a good way to challenge yourself when left with a static game.
a more interesting solution for a game still theoretically in active development might be for them to create challenges that balance with players in maxed out ships. to make the gameplay around such players require doing those much more difficult tasks to maintain use of such powerful assets.
there's no reason why while still being developed, any of the options available to players results in encouraging handicapping yourself by avoiding the very progression the game centers around.