You know, I'd LOVE to use Crew in an SLF more often, it's genuinely fun. However, for me, it's just too much that they drain your money and Combat rank when you have them - even if not active. I can afford it, but it's not the point. Plus, arguably, having your first SLF equipped ship with crew when you're still perhaps fairly poor and / or of low combat ability should be a huge benefit, but it's not due to the daft rules.
I wish we could just hire them and pay them a daily salary when active, but just a retainer (half) when left at a station's bar drinking all day. This is a FUN mechanic, potentially, but ruined (for me) by silly rules. Shame.
Also, no escape pod or even a basic remlok for crew? Really? sigh
Scoob.