FS2020 runs on just a single processor core, which is why you see just 30% CPU load. It doesn't use your CPU efficiently and for that reason is also not using the GPU in an optimal way. If you look at reviews of FS2020 you'll see that beyond a certain level of GPU the frame rate stays constant even when the GPU has much more inherent performance than cards below its level.CPU running about 30%, GPU 100%.
Even Flightsim 2020 doesn't return this kind of behaviour.
This is one of the complaints that I read about regarding FS2020: that it doesn't use the capabilities of the modern day multi-core CPUs and thus is hamstringing itself.