If you read my other threads, you'll see that I'm more than willing to throw money at cosmetic items. I also have a great understanding on how MMORPGs, especially the F2P ones, rely on cosmetics and expansions to survive and how they get players to part with their cash.
For E|D, I have stated many times that an outside view is a good thing, but I have also read threads where people have spent lots of cash on skins, already, even without an outside view. I complained about the flag skins dropping from the shop without warning as I wanted to buy some, even without an outside view. The two things are not mutually exclusive, I think.
However, I also think that E|D dropped the ball, badly, by not stocking the shop with lots and lots of skins for all of the ships, there's a whole bunch of concept artwork in the Newsletters that show off variant skins for Eagles and Anacondas, for example and the big trading ships need some love, for sure. I was also amused to see the jazzy skins that wanted NPCs have, that aren't available to buy, so again there must be things lurking in the code that could be a quick win.
You're pushing against an open door there, I can't see how say a fixed view slightly above and behind your ship is any worse / better than it is now. Internally, FD must have 'external' camera view in the code, as that's how they do their lovely videos.