As I understand
@TiberiusDuval's proposal, only
unlawful PvP would provoke a huge insurance fine by the
Pilots Federation:
Player has "report crimes against me" off, PvP is lawful.
Player is in a combat zone and hostile, PvP is lawful.
Player is pledged to a hostile Power, PvP is lawful.
Player is an Anarchy system, PvP is lawful.
Player has a bounty on them, PvP is lawful.
Basically, they're proposing that Frontier implement the second, player on player justice system that they proposed
way back in 2013, as a way of funneling PvP into situations that are more likely to be a source of fun, rather than frustration, for everyone one involved.