Not perpetually. Clever CIG.
"Game packages, standalone ships and other pledge store items may be gifted once. This is counted as once per item and not once per item for every account the item passes through.
Pledges valued above $1,000 cannot be gifted and need to stay on the account that placed the order. Should you require more information please contact Customer Support."
What are the restrictions on gifting packages/ships/items? Game packages, standalone ships and other pledge store items may be gifted once. This is counted as once…
star-citizen.wiki
You could probably keep selling and buying credits, though. Buy from the farmers with hot money, sell at a small loss to other players from a cool account. The credit transfers happen inside CIG's database. They might not realise that they're a bank now.