IIRC last time it was brought up, some time ago, the dev asked seemed confused about the concept as if it was the first time he heard of the idea.
Even the devs can't keep up with everything CR promised over the years.
For insurance timers you can mitigate the wait if you put in a claim after you spawn it. That way the timer starts running once you have your ship on the pad. Simply exit the terminal after you requested your ship, click on the terminal and put in a claim on the ship you just spawned to get the timer running.
That's going to be patched out i bet at some point.
I thought you were joking about the insurance claim, but you were bang on. I had to wait 15 minutes for my faithful chariot to be delivered. I did get into the Cutless's bed before logging off last night ,but must have pressed the wrong combination of keys to save the position. Also, I need to go through the character creator each time I log in : it resets my character every time.
I can't for the life of me get the starmap (really, it's a system map) to open, but QT works OK. I'll have another go at flying to Hurston....
Oh yes, if you get randomly disconnected, if you suffer a crash, if you are in a rush and simply don't have time to get to your bed, you're facing a rebuy.
Who needs PvPers in a game causing you rebuys when the devs provide so many ways for it to happen?!