That being said, opening up the game by allowing players to permently transfer in game assets to other players would open a whole new can of worms that would require a much more active monitoring of the player base. I think that's why FDEV has always been hesitant about opening up the game to a player based economy.
Yeah I think that's a bad idea, too. Although the jury's still out on "permanent" or "borrowed", the Vanguard bank will allow at least temporary transfer of assets; I can kind of understand the hesitation to include what's most coveted to be accessed effort free - which I assume is engineered murder boats.
Frankly, I don't think that they've been doing all that great handling exploits and cheats, but I'm not exactly in the know.
Because they don't talk about it? They don't, especially not about the measures they take, and that's fine. In my memory at least, I think the more prominent cases of blatant cheating were handled... adequately. The game has two problems: It's not a subscription game, so nobody is paying for 24/7 admins that can deal with cheaters immediately, and being P2P the game puts a lot of trust on the client side, which makes it even harder. Take the thing were players were flying Thargoids in ShinDez; wasn't that on the weekend, so it took some time until it was fixed? But it was. At least I haven't seen any more Thargoids in ShinDez.
Me personally, I like to play the game as an escape, so I'm not really interested in short cuts. It's just not worth a ban to me, but that's me.
One of the issue reports of the time when there was this colonisation exploit contained a link to a cheaters' forum where some kind of exploit was distributed. I snooped around it a bit, it was very interesting. My impression was that the people there were the typical bored for the lolz gamers in it for a quick fix, possibly moving from game to game like locusts. Others were apparently cheating for years, but being careful about it - more tweaking low percentages to their advantage than cheating like madmen. The person doing the colonisation exploit was just a blatant idiot

, and that was apparently swiftly closed and rectified.