E: D makes death worth something more than just a visit to the respawn room. This is why people get easily offended when picked on by other players, what they have earned is valuable and a loss breeds total frustration. Imagine playing a game like call of duty where every time you were killed you respawn with knife and must kill to rebuild your arsenal, I'd actually play that version, but that's what E: D is like.
Dock frequently and collect your payment before someone or something stops you. Though it would be nice to go on a black box retrieval mission for your own data.
You should check out Arma III mod called Overpock. You start in underwear and have to go search for guns/ammo/clothing. Tons of fun!
I personally think the death system in ED is pretty decent.. I was sure surprised to have a 140k re-buy price on my cobra after purchasing the Advanced System Scanner and then dying. I was lucky that I had that much cash. I really watch out now as I do not want to die with that type of insurance cost.