Also is the thread name a Hitchhiker's Guide to the Galaxy reference ? 
Looks like disguising my ship as a Nav Beacon is working...Mwahahaaa
Well I didn't think this would happen, or rather realize it could...
I've been playing since release. Had a bunch of time off work and managed to get a Clipper fairly tricked out. 2.1M re-buy cost. Been enjoying myself. Tonight I was on my way to drop off a cargo hold full of Palladium and had a quest to kill two pirates. I had about 3 million wrapped up in the palladium. So, as you can maybe imagine, against better judgement, i dropped into a nav point to smash two pirates. Pirates smashed, I was about to fire up the drive to head off and deliver my goods, when I hit what I can only assume was the nav beacon. It wasn't a ship. It looked very small in the single frame i witnessed before hitting it. Anyway, my ship was instantly destroyed. Clipper. 1.6million dollar c6 shied. 1.something million dollar power distro. Instantly destroyed.
So it seems I've lost everything. The screen I'm left at tells me the max loan available is 200k, and if I like I can have a free Sidewinder. I'm more sad about this than anything, but I can't accept losing the last month of progress. Enjoy the game for me. Happy hunting.
ciao for now
Like I said in the other thread, FD needs to implement a toggled in-game warning about not having enough insurance coverage. This is happening way too often.
I have an 84t asp with about 600k insurance and 20 m in the bank. Which mean i can afford to lose a typical trading load of about 1m and die about 12 times. And i still get nervous. And i want to get a T7 but i intend to wait for a while... Cakl me mr cautious
I keep seeing people mentioning Insurance coverage... Is there actually an ingame way to buy more??? I have Founder's insurance but it still only gives a 200k max loan if your ship is destroyed; or does this just mean that people should never fly without having enough extra credits to cover for the inevitable mishap. I see something mentioning Cargo Insurance in the Stats screen but have yet to find a way to actually buy it. I was in an Asp first time flying it had a cargo hold full of goods and upgraded 2 items on my asp and bought a couple of extra weapons, made my first jump to a new station, reached "destination" dropped from supercruise, boosted toward station (standard practice for me), deployed landing gear (also standard practice for me), requested permission to land ... . BOOM ship explodes, still 4k out no ships anywhere around me, full shields, no hull damage, no issues what-so-ever, this apparently is a known bug though and they are looking into it I have since been compensated for it. So if there is anywhere to buy "Extra" insurance somewhere share the secret! If you just need keep a "nest egg" as it were then please stop using the word "insurance".
Thing is about this if you worked you way up slowly you would know about insurance. (I know n i played 3 days)
If you dont know about it you are still learning so how do you have million credits ships?
That said i feel sorry for you but see it as a fun challenge. You learnt and now use your skill to get another ship. This time check insurance.
That's a good idea. I know some game/physics APIs would have trouble with a small point suddenly landing in the middle of an object travelling at high speed, especially if it triggers elastic collision forces - it might 'flap' the simulation and enforce a disproportionate amount of damage.
You decided to go pirate hunting, uninsured, in a clipper?
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Last night I was rammed and killed by a pirate Clipper. Had insurance.
+1. Finally a game that has CLEAR consequences for ILLOGICAL player actions and still this happens?!