Careful some on here claim to be pirates and feel its ok to kill if the trader doesn't submit.
Great ideas this is the kind of examples that could make this a better game for all. Alternatively i feel that if the PKer kills an unwanted player, he should have to pay full insurance cost of dead player and insurance cost for goods destroyed. That would slow PKing though if i wanted to go on a killing spree i could do this for a long time without running out of money and soon many other players could too. So there has to be a better way.. right?
I don't necessarily like the idea of the killer being forced to pay 100% of the insurance cost because that then removes nearly ALL risk from the profession of trading, this could then flip the roles of the trader and pirate and actually encourage traders to attack pirates knowing that evenight if they die then oh well it's no loss to them. There has to be some middle ground where there is still risk involved and therefore incentive for the trader to at least bargain with the pirate but also limit the losses but not completely negate them should someone be killed by a trolling PKer.