The posters who are terribly worried about losing their ships are misunderstanding the point of a deterrent. You're not supposed to be willing to endure the high-tier punishments, you're supposed to feel compelled to modify your behaviour in order to avoid being subject to them.
Ideally, nobody would ever lose a ship to the karma system. But anybody who did would have chosen that outcome when they kept up their bad behaviour despite the system's increasing warnings.
Ideally, nobody would ever lose a ship to the karma system. But anybody who did would have chosen that outcome when they kept up their bad behaviour despite the system's increasing warnings.