I'm really proud of the 34m creds I have in the bank and you guys make 50m in a single day.
50m is very low compared to just over a month ago. I made 275m in one hour once and that's really very average - at least it was before the mining sledgehammer fell.
And this is really a difficult thing for new joiners. Getting a fleet carrier is said to be end-game material so you wouldn't expect a new CMDR to have the money to buy one in a matter of weeks. However, as things now stand, it's going to take them an awful long while to get there - I'm thinking years of average play. I could be wrong.