It's very sad to see that that a wipe wasnt announced when mining and rare commodities are being exploited so heavily. It sets the tone for the game at launch.
"Not playing that game"
"Why"
"No offline play and I heard that all the pre orders and testers start with millions and I start with 100cr"
"Fancy a game of Borderlands 2?"
But by that logic, even if they wiped everyone on the 16th, and everyone started over then (presumably having fixed these exploits which I've not discovered nor care about), wouldn't the player who discovers this game a year down the road be just as disadvantaged as the people holding this convo you've observed? For the record BTW, I've only amassed about 100K credits plus a Hauler with a couple of upgrades, and still have my Freagle, so not "all" the beta testers start with millions.