Same here. Would probably have spent more on EliteD too though had they offered starting ships other than just the one...
that's not true about 1 starter ship choice, according to what we pledged for and assuming that is not changed then you can start with Cobra or Eagle:
Explorer: Have the option to start on the edge of explored space with a long range version of the
Cobra Mk III and 3,000 CR (randomised system choice for multiplayer reasons).
Independent Trader: Have the option to start in the Lave system with a basic
Cobra Mk III and only 100 CR.
Pirate: Have the option to start in an anarchic Frontier system with a stolen but upgraded
Cobra Mk III and only 100 CR (randomised system choice for multiplayer reasons).
Federal Trader: Have the option to start in a Federal border system with a basic
Cobra Mk III loaded with cargo worth 1,000 CR and 1,000 CR in cash (randomised system choice for multiplayer reasons).
Imperial Bounty Hunter: Have the option to start in an Imperial Colony with an Imperial
Eagle Mk II Fighter with upgraded weapons and shields and 1,000 CR (randomised start system choice for multiplayer reasons).
FD just not forces you to BUY ships at any cost to be competitive from the very beginning.