Yep i know its my fault, I didn't think they would actually make it so if I died without enough insurance money I would have to start over again, THAT. It already took me 200 hours to get there lol. Have fun though everyone else

This game is def just a grind fest with way too much to lose if you make one mistake. Like hitting the wrong button, and dying. Then having 200 hours wasted.
Yes I know you dont care.
I guess your sunny outlook was partly why you chose a name with 'souleater' in it?
You have made one mistake sure, but it was totally avoidable - I bet you won't fly without rebuy again if you do decide to start over.
As for the wasted time - well, Elite is as much about the journey as the destination and, even though you seem to have missed the golden rule that everyone tells you in Elite 101, you'll have learnt a thing or two in your 200 hours.
That time will only be wasted if you
don't play Elite again - if you start over, armed with the 200 hours experience you already have, you'll progress up to and beyond the point you were at before your loss with relative ease.
Elite, like life, contains setbacks sometimes. How catastrophic that is depends on whether you focus on what you used to have but don't have anymore, or on what you still have despite what you lost.
Good luck, Commander.