Don't understimate this hurdle.
Maximum loan amount waaay too low!
- Thread starter Sleepless_Knight
- Start date
Don't understimate this hurdle.
Indeed. Just got my Asp today as it happens. Nice little ship, but still a wee little baby compared to what she will grow into. Even so, just as extra insurance, I got a 6 million Cobra stashed away... (and a couple of millions cash for insurance and cargo - safer that way)
I'm guessing, no, assuming, those that go for broke are a bit younger than me - must have it all *NOW*. Don't have the patience, or don't think the risk is real. They've never been smacked upside the head with reality in a way that matters. Cushioned into a lull of comfort where their biggest struggle is to choose between ham or cheese on their breakfast sandwich. Hell, why not have both, that solves all. Taste good too.
But sometimes you got to choose. And now and again, wrong choices carry real consequences.
In short, and this have been repeated many times on this forum:
Never ever - under any circumstances - for any reason, hit the 'Launch' button without enough credits to pay the insurance!
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The only "change" to insurance I'd like to see is simply this - Add a new line in the shipyard ship screen right under the cost of the ship saying "REBUY COST - xxxxxx CR".
So you know you're gonna be spending 6.6 mill for an Asp (for example) and the Rebuy Cost is going to be xxxx CR for the stock configuration.
Otherwise, no changes needed to insurance. Just common sense.
So you know you're gonna be spending 6.6 mill for an Asp (for example) and the Rebuy Cost is going to be xxxx CR for the stock configuration.
Otherwise, no changes needed to insurance. Just common sense.
I tend to agree. Also, the engine noise is like lovely big old WW2 bomber, but the constant loud droning gets old very quickly.
Meh... I'm over it already. You're all correct: it was my own stupid fault. Maybe next time I'll stick with my heavily tricked-out Cobra for much longer, and be thankful for it.
I will now return to making much more sensible suggestions, like "Would it be possible to have a SELL ALL option in the Commodities Market?"
Thanks for all your comments guys. I have amended the original post to account for my stupidity and sulking; which I should have grown out by the age of 40. Just goes to show you are never to old to be an idiot.
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No, no, a thousand times no.
The process is simple as it is:
Look at screen, see re-buy cost of ship.
Keep this figure in mind whilst you fill your ship up with gold / platinum / leathery eggs.
Stop filling when you are still more than the number you first thought of.
under the current system just having enough for x1 insurance isn't ideal, if your ship gets destroyed you will have to leave the station to trade/bounty hunt/explore etc in order to pay for your next insurance, which entails the same risk of losing your ship. I recommend keeping x2 insurance and at least one well kitted ship in reserve.
Although, I don't have an issue with the loan covering at least the basic ship you are flying, in fact it makes sense that whoever is providing the loan (probably a Dark Wheel operative) would cover the ship at least once regardless of which ship you are flying. This means you could enjoy the game more rather than grinding out extra cash reserves that you do not touch.
Although, I don't have an issue with the loan covering at least the basic ship you are flying, in fact it makes sense that whoever is providing the loan (probably a Dark Wheel operative) would cover the ship at least once regardless of which ship you are flying. This means you could enjoy the game more rather than grinding out extra cash reserves that you do not touch.
That was my other mistake: I sold my other ships to afford that one. Stupid!
keep your vipers heh just so if relly bad things happen your not all the way back in a sidewinder.
Hmm, yea good idea. Get me a saving's account from the bank of Zaonce. I like that
Hmm, yea good idea. Get me a saving's account from the bank of Zaonce. I like that
I guarantee you, some people will think "I don't need to save money into a second account. I'm THAT good!"
Then they'll still come here screaming about how the game doesn't force them to put some money into that second account everytime they dock or something, so that they can "afford insurance".
No matter how many safety nets THAT ARE NOT AUTOMATED are given, someone will always think "it won't happen to me" and risk it. After all, if they make the run successfully, they'll be rich! Same mentality as a gambler - If I win the next one, I'm all set up! I just need to win this NEXT one!
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In hindsight...
I dont agree with you OP.
Yep. See picture above.
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Fair enough. That is what the forum is for. I had something of a slight change of heart myself once I calmed down and started laying the blame at my own door, where it belongs. Hence the amendment to the original post.
There is a difference between having the tools to protect yourself and hot having them. Currently the only tool you have is having a spare ship, which is way more expensive than paying insurance, i.e. not a reasonable tool. (Although highly recommended since its the only tool...).
A workable compromise could be to allow to sell a stored ship to finance the insurance. How about that?
100 hours and 13 million down the drain.
I had a ASP with all the added bells and whistles but still got ended by a Anaconda. I had 400K in the bank but insurance was 652K or 425K without upgrades so that was it. All my money and time spent in the game gone in a puff. I'm struggling to find a reason to play this game anymore now. Combat isn't a valid way of making money and other means get boring quite quickly. I'll be back when they make the game a little more exciting and a little less grinding. I allready have a job in the real world so i don't want my game to be a job too.
I had a ASP with all the added bells and whistles but still got ended by a Anaconda. I had 400K in the bank but insurance was 652K or 425K without upgrades so that was it. All my money and time spent in the game gone in a puff. I'm struggling to find a reason to play this game anymore now. Combat isn't a valid way of making money and other means get boring quite quickly. I'll be back when they make the game a little more exciting and a little less grinding. I allready have a job in the real world so i don't want my game to be a job too.