- The loan is at 0.25% which is not improbable with todays interest rates AND the ability as a customer to negotiate in todays extremely low interest rates
- With that low interest they can easily MAKE money by borrowing money and invest part of it to counter the low interest rate
- And no, the bank owns nothing of CIG, they have security of CIG assets in case of CIG failing to repay said loan
Source: My 20 years experience as an investment, financial and general banker.
I know you're having a laugh but the loan is not 0.25%, at minimum it is 2.25%
The bank does have ownership during the duration of the loan or else they would not be able to grant CIG a license. You can't give a license 'to develop, produce, exploit and otherwise deal with the Game' if you don't have the rights to do so.