So this is just the basis, the old player will buy a warship for 33K will improve it, and will pay a minimum fee if it is killed in PvP combat.That depends. Basic pre-builts are 16k ARX. The premium variants at 33k come with ship-kits, paintjobs and preinstalled modules. I'd spend 16k ARX for an SCO optimised explorer just to mix up my options. I didn't plump for the full-fat Python Mk.II Stellar, as I didn't like the paint or ship kit, and like building my own ships, so it wasn't worth the excess to me. 16k for pretty much any ship will always be tempting to me though, I like trying new ship builds constantly.
Why else would you need such a ship?
As for buying a ship for 16K it's nothing and it's only a matter of time, because then the same thing can be taken for credits in the game.