Interesting points but.....
We dont know if he took bank loans. Its speculations but no official info exists.
He ll certainly get sued but isnt he protected by TOS and MVP? The required task would be to prove malicious intent and I dont see that happening (DS claims he has info available that would make a successfull lawsuit possible but at the moment thats only words)
His legacy.....well. CR never was a GRAND man in the past. He was lucky with Wing Commander and further investigation discovered the string of failures in the past (sequels, movies). Obviously his past success wasnt enough to keep him at the top (claims of him being "rich" before SC have no proof or at least I didnt find any). If you personally have to decide between fame and a full belly / money....what would YOU opt for? AFAIAC he used what little fame he had and used it to create a balloon of hot air and was busy for the last few years to keep the thing full but its near breaking (popping?) point now and if not for the backers it would ve sunk a long time ago. Its people willingly giving up money for nothing in return which keeps this thing running. I mean theres NOTHING that could be sold or have a chance on the market right now. Cults operate and survive the same way....by keeping the sheep happy and hyped for the ultimate goal.
It doesnt really matter to be Honest.
If this ends up in Failure. And on top Ends up with his Family having Earned a Fortune in it. You can assume they are out of Business after this.
Nobody will Hire them. Nobody will Trust them. Because they are an Bad Image for any Company Hiring them and regardless of Criminal Convictions will be considered as Criminals by the Customers of any Company that dares getting them some Contract.
His Name will go down in History as that of an Incompetent and or Fraud.
His Money gained out of this is not enough to keep Personnel Body Guards around him 24 Hours for the next 10 Years either. Meaning that in worst case due to Angry Fans he might Risk his own and the Life of his Family by this.
Thats the Problem with such things.
Just Robbing the Bank and Carrying the Money out of the Bank doesnt make you the Winner.
You have to Escape the Police, And get yourself as well as the Money out of the Country without being Identified and or being Followed.
And even Years later you have to be Careful cause someone might still be on your Trail.
He got 140 Million Raised for his Game.
Given the Insane amount of Employees and the Technology, Machinery and Software they bought.
You can assume that he is Spending Money on this Game like Crazy.
Lets say he gets 1 Million himself and they get Half a Million each.
So 2 Million a Year.
Given his Life Style that might not be off. But thats the thing. Roughly Half of that Money is likely already gone.
So lets say they still got 7-8 Million.
Thats not enough to Life in Luxury for his Life.
Much less if he has to Fear for his Life and has to Hire Bodyguards etc to keep away Pesky Journalists and People Protesting against him and demanding back their Money.
Not even talking about Fans which might not be above attempting to take their Money back by Force or take Revenge on him
Thats going to be a Sad Life he Won there