But doesn't that just say more about your personal issues than anything about the game? Why can't you cope with someone killing you over an AI - the result is the same and in your example, the rock doesn't care either way if you got hurt. You would probably kick the rock though if it fell on it's own whereas the rest of us would just move along. The issue is you have a problem with people getting one over on you whereas the AI you don't care about. That's kind of a weird thing to worry about.
I'm gonna go ahead and say that psychos are irritating whether they're npc or human. Getting jumped 1v4 because you're wanted is your fault. Getting jumped because you exist? That's annoying, and shame on FD for making poor design choices and leaving them as they are for so long.